
For this post, I would like to talk about the thinks you should know when investing in the stocks. This story is mainly relate to my topic because one of my supporting idea in the term paper is about investing in stock market. Therefore, the information of this story are important for me to explain why investing in stock market is good.
In the article, it said that stocks are not just a pieces of paper. You will become one of the shareholder in company when you buy it. There are many different kind of stocks in the market. We can divide it by the company size, sector, and type of growth pattern. In addition, stock prices track earning. "Over the short term, the behavior of the market is based on enthusiasm, fear, rumors and news. Over the long term, though, it is mainly company earnings that determine whether a stock's price will go up, down or sideways".(cnnmoney.com, 2010) Moreover, the best way to get and save money for long term goal is to investing in stocks. Individual stocks are not the market. A good stock market may goes up while other is going down. There is also no guarantee for a great track that will perform good in the future. Furthermore, a $100 stock can be cheap if it can earn a lot of money. However, a $2 stock can be expensive if its earning is low. Therefore, you can not tell how expensive a stock is by only looking at the price. Finally, it would be wise if you have different companies of stock. In case that one of the company goes down, you still have other company.
To sum up, there are many things that you should learn before investing in stock. I would be better if you know some of the basic thing before you make the decision. I did learn many things from this story such as what to concern before buying the stock, what is stock and so on. It would help me to get more idea about investing in stock.
source: http://money.cnn.com/magazines/moneymag/money101/lesson11/

In this post, I would like to talk about eight things that you should pay for no matter. The reason why I choose this story is because it is relate to my term paper. My term paper is about how to manage personal finances. Some of the ways in this story are the same as information which I design to put on my term paper. Therefore, the things that we should pay on as the author said are really connect to my term paper topic.
In the news article, it was said that it hard to organize which bills you should pay or get paid. According to Tara-Nicholle, N. (2010) "these are eight items which, if not paid, can snowball into a world of hurt for you and your family." The first thing that she said is home and auto hazard insurance. By the discovered of the gentleman in Tennessee, the result of not paying for fire protection can be "grievous". If you do not have an insurance coverage, the home rebuilding and repairing cost could be "astronomical" and "frankly". The life insurance would also be beneficial for your family who depend on you when you pass away. Utilities is the next thing you should paid. For example, if you living in a cold area, heater, power and gas is the most factor you should have. In order to avoid the bad situation, you should pay on those bills. Moreover, medications, medical test, exam and urgent care are important too, It would cause serious health hazards if you aren't paid for bald tires and bad brakes. Roadside assistance service and homeowners' Association(HOA) dues are other significant thing for the owner of the house to paid on. The last thing is property taxes. Do not forget that the country tax assessors have the right to seize on house that fall some regulation on their property taxes.
In conclusion, there are eight things that we should consider to pay on no matter what it is. It would be better for us and our family if we pay on these eight things. I did learn many things from this story. For example, when I have to stay independent, I know all what I must paid on to avoid the bad situation. The information in insurance parts would help my term paper a lot. I will take it as example to support my body section.